Scheduled Banks’ Statement of Position in India as at the close of business on Friday, July 02, 2021, with comparative position of Friday of preceding fortnight and corresponding Friday of the previous year

(Amount in crores of ₹)
SCHEDULED COMMERCIAL BANKS
(Including RRBs and SFBs)
ALL SCHEDULED BANKS
03-Jul-20 18-JUN-2021 * 02-JUL-2021 * 03-Jul-20 18-JUN-2021 * 02-JUL-2021 *
I LIABILITIES TO THE BKG.SYSTEM (A)            
  a) Demand & Time deposits from bks. 243942.69 185044.24 176450.76 249039.16 189393.8 180721.20 **
  b) Borrowings from banks 55601.14 40629.42 39969.52 55608.52 41034.32 40443.16
  c) Other demand & time liabilities 15350.33 18230.62 17473.03 15509.44 18473.5 17710.17
II LIABILITIES TO OTHERS (A)            
  a) Deposits (other than from banks) 14077081.17 15298543.42 15451305.26 14496149.56 15717036.57 15872975.06
  i) Demand 1510061.51 1751738.98 1750930.09 1546017.66 1791730.66 1791159.07
  ii) Time 12567019.66 13546804.45 13700375.12 12950131.9 13925305.93 14081815.94
  b) [email protected] 284663.47 249079.88 250746.75 288784.41 254637.51 256095.87
  c) Other demand & time liabilities 505139.43 575486.18 567558.75 518029.3 587363.32 579383.19
III BORROWINGS FROM R.B.I. (B) 285586.86 90886.34 90973 285586.86 90886.34 90973
  Against usance bills and / or prom. Notes            
IV CASH 83263.7 91330.15 87282.98 85620.83 93320.74 89235.16
V BALANCES WITH R.B.I. (B) 441783.55 669031.86 657893.57 454305.5 686133.8 674799.56
VI ASSETS WITH BANKING SYSTEM            
  a) Balances with other banks            
  i) In current accounts 13785.58 17184.84 17247.48 15972.61 19476.92 19736.17
  ii) In other accounts 154646.38 123957.76 121978.53 188383.88 155126.73 154159.88
  b) Money at call & short notice 16791.41 9408.47 5906.74 42793.92 27284.45 21570.84
  c) Advances to banks (i.e. due from bks.) 22554.9 18194.35 24684 23597.81 19877.99 26198.96 £
  d) Other assets 43277.05 25262.48 23378.2 49577.55 27817.03 25639.35
VII INVESTMENTS (At book value) 4218380.56 4581982.39 4667499.04 4343094.05 4718703.26 4807664.17
  a) Central & State Govt. securities+ 4217493.88 4580580.27 4666374.34 4335284.11 4711576.05 4800612.21
  b) Other approved securities 886.68 1402.14 1124.71 7809.94 7127.23 7051.98
VIII BANK CREDIT (Excluding Inter Bank Advance) 10304202.57 10841755.54 10931091.9 10635085.79 11178307.83 11268884.87
  a) Loans, cash credits & Overdrafts$ 10113733.63 10643607.28 10726595.14 10442696.2 10978054.02 11062283.59
  b) Inland Bills purchased 22141.53 29498.93 31139.12 22400.39 29544.16 31174.98
  c) Inland Bills discounted 126278.73 115293.09 115580.26 127249.69 116644.07 116914.91
  d) Foreign Bills purchased 16619.14 18680.76 21548.35 16880.16 18875.47 21763.93
  e) Foreign Bills discounted 25429.54 34675.4 36229.05 25859.36 35190.03 36747.49
NOTE
* Provisional figures incorporated in respect of such banks as have not been able to submit final figures.
(A) Demand and Time Liabilities do not include borrowings of any Scheduled State Co-operative Bank from State Government and any reserve fund deposits maintained with such banks by any co-operative society within the areas of operation of such banks.
** This excludes deposits of Co-operative Banks with Scheduled State Co-operative Banks. These are included under item II (a).
@ Other than from Reserve Bank, National Bank for Agriculture and Rural Development and Export Import Bank of India.
(B) The figures relating to Scheduled Commercial Banks’ Borrowings in India from Reserve Bank and balances with Reserve Bank are those shown in the statement of affairs of the Reserve Bank. Borrowings against usance bills and/ or promissory notes are under Section 17(4)(c) of the Reserve Bank of India Act, 1934. Following a change in the accounting practise for LAF transactions with effect from July 11, 2014, as per the recommendations of Malegam Committee formed to review the Format of Balance Sheet and the Profit and Loss Account of the Bank, the transactions in case of Repo/ Term Repo/MSF are reflected under “Borrowings from RBI”.
£ This excludes advances granted by Scheduled State Co-operative Banks to Co-operative banks. These are included under item VIII (a).
+ Includes Treasury Bills, Treasury Deposits, Treasury Savings Certificates and postal obligations.
$ Includes advances granted by Scheduled Commercial Banks and State Co-operative Banks to Public Food Procurement Agencies (viz. Food Corporation of India, State Government and their agencies under the Food consortium).

Food Credit Outstanding as on
(₹ in Crores)
Date 03-Jul-20 18-Jun-21 02-Jul-21
Scheduled Commercial Banks 85886.44 86912.17 83177.65
State Co-operative Banks 30405.39 35818.62 35818.33

The expression ‘ Banking System ‘ or ‘ Banks ‘ means the banks and any other financial institution referred to in sub-clauses (i) to (vi) of clause (d) of the explanation below Section 42(1) of the Reserve Bank of India Act, 1934.

No. of Scheduled Commercial Banks as on Current Fortnight: July 02, 2021: 134

Ajit Prasad
Director   

Press Release : 2021-2022/533

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